CoverTN

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Find out if your business qualifies for CoverTN

FAQ

1-866-CoverTN

CoverTN

CoverTN relies on voluntary partnerships between the state, individuals and employers where each commit to pay one-third of the monthly premium of the low-cost product.

CoverTN is designed to create health insurance options that are affordable, portable and meet the needs of small business owners and the self-employed who otherwise couldn't afford coverage at all. CoverTN is a limited-benefit health insurance plan that provides low-cost coverage for basic medical services in order to encourage regular doctor visits and preventive screenings.

CoverTN is based on three key concepts

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Affordable healthcare coverage

»	Reduced premiums shared equally by the employer, individual and state
»	Individual's monthly premium share will range between $37 and $109
»	Premiums vary depending on age, tobacco use and obesity

•

Portable

»	Owned by the individual
»	Individual can keep coverage even if they leave an employer
»	Provides continued coverage during brief periods of unemployment

•

Basic health benefits

»	Focus on first dollar coverage (no deductible) for preventive and primary care
»	Provide most needed services to those who have no coverage today
»	Cost containment through service limits rather than excluding services (except maternity)

Complete the qualification form to see if you qualify for CoverTN. If you would prefer, you may call 1-866-CoverTN and request that an application be mailed to you.